So, you’ve got £200 in your pocket and you’re ready to Go. London unfolds before you – its Victorian terraces, towering skyscrapers, penthouse apartments, silver dogs and prisons. All that saving and you might finally be able to get a foot on the property ladder, it’s what you’ve always dreamed of. Yup, just a typical game of Monopoly, except this time I’m going to bend the rules a little to show the parallels between the board game and the game of life.
Let’s say there are 6 players and everyone is ready to get going. You, player 1, full of hope and aspirations start the game with £200. Next to go is Archibald, player 2, who already has £2,000,000. Why does he have such a high amount? He inherited it from a previous player. Whereas you’ll have to work hard to earn your cash Archibald will barely have to lift a finger. Unfair? Yup. That’s life. So, you keep trundling round the board just waiting to be able to buy your first little piece of land. However, it turns out Hugo, player number 3, is a member of one of the few land owning families in the country and it just so happens that his family already own a whole load of London. This means you won’t actually be able to buy the land you’ll just be able to rent it off Hugo’s family. Furthermore, because Hugo’s family have been hoarding land for so long it has become an increasingly scarce resource, meaning it’s very, very expensive because so many people want it. Better get moving round that board.
Fortunately, Hector, player number 4, is the banker and he’s there for you. He gives you £200 every time you pass Go to help you get your first foot on the property ladder. Of course, it’s not free money, it’s actually a loan and because the system isn’t that well-regulated Hector’s happy to keep loaning you money, he’ll even give you a mortgage, even though it’s unlikely you’ll be able to repay it. He also turns people’s dodgy mortgages into investment opportunities for rich people who want to get richer. Multiply this process by millions of people and when they start failing to pay off their mortgages the whole system comes crumbling down and lots of people get in debt, including you player number 1. Fortunately, Hector knows Bertie, player number 5, who is a politician, and rather than get Hector fired or even put in jail for corrupt behaviour he actually bails the bank out with public money – that’s right, he takes some cash from your hard-earned stash and gives it to Hector.
So, strapped for cash, in debt and struggling to get by you decide to make a stand. You wave a placard, you shout a slogan or two, you appeal to the better angels of people’s nature in the hope to make the system fairer. Enter Bobby, player number 6, he’s a policeman and he’s got no time for the likes of you. In fact, Bobby likes to uphold the rules of the game and he’ll lose his job if he doesn’t. So it’s off to prison with you for being a troublemaker. That’s what you get if you challenge the establishment and try to change the system. And let’s not forget some of the other players who haven’t been mentioned including Eric, the accountant and consultant who advises Archibald and his rich friends on how to avoid paying taxes; Rupert, who runs the newspapers and happily prints articles on how terrible and greedy poor people are whilst lavishing praise on the rich; and even quiet and unassuming Peter who actually works at MI5 and enjoys spying on groups of ‘subversives’ who think climate change and capitalism are somewhat problematic. He’ll happily team up with Rupert, Bobby, Bertie and the rest in order to keep the establishment in place and the masses at bay.
Life, like a game of monopoly, seems to begin and end with money. People endlessly trudge around the board of life trying to make a decent living but there’s nothing decent about money, the system is rigged from the outset. It could take someone many lifetimes to earn what some people inherit at birth. Money is not fair – it is a scarce resource that is unevenly distributed and yet it’s the item we use to access key resources including houses, land and food. Thus, objects that could be in abundance (there’s enough food on the planet to feed everyone for instance) are forced into a system of imposed scarcity making it doubly hard to get by – first you’ve got to work to get a living just so you can get the money to buy the actual things you need. Perhaps you’re thinking what I’m thinking? That it’s time to change the rules of the game…